Banking Products

Axis Bank Ace is a low annual fee cashback credit card that offers up to 5% value-back on the card spends. One of the highlights among its features is the accelerated cashback rate of 5% on utility bill payments and recharges. Despite being a major part of the monthly expenses for most, most cards do not offer any substantial savings on utility bill payments, but Axis ACE not only includes this category in its cashback program but also gives accelerated cashback on these spends. Apart from this, cardholders also get incremental cashback on popular food-related apps, like Zomato and Swiggy, along with Ola. !

• 5% Cashback: On Google Pay1 on bill payments for electricity, gas, internet, etc. and recharges for DTH and mobile
• 4% Cashback: On Zomato, Swiggy and Ola
• 1.5% Cashback: On all other card spends
• Capping: Cashback earnings on 5% and 4% categories come with a combined capping of Rs. 500 per month
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Axis Bank My Zone Credit Card is an entry-level card offering benefits across multiple lifestyle categories, such as shopping, dining and entertainment. With this card, you can avail discounts on popular websites, like Ajio, District and Swiggy, along with complimentary annual membership of SonyLIV. It is among the few low-fee credit cards that offer membership to an OTT platform along with a combination of rewards and multiple discount offers.

• Swiggy: Rs. 120 off per order on food delivery order1 of min. Rs. 500, twice a month using the coupon code ‘AXIS120’
• District by Zomato: 100% off up to Rs. 200 per month on the 2nd movie ticket2 on District app using the coupon code ‘AXIS200’
• Ajio: Up to Rs. 1,000 off on select products on min. order value of Rs. 2,999 using the coupon code ‘AJIOAXISMZ’
• SonyLiv: Free SonyLiv Premium annual membership worth Rs. 1,499 on making the 1st card spend within 30 days of card issuance, renewable on spending Rs. 1.5 lakh in a year3
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Flipkart Axis Bank Credit Card is among India’s top cashback credit cards for online shopping. Consumers can earn 7.5% cashback on Myntra, 5% cashback on Flipkart & Cleartrip, and 4% cashback on preferred merchants—cult.fit, PVR, Swiggy, and Uber. Despite being a co-branded card, the card’s benefits are spread across multiple categories, such as travel, entertainment, dining, and lifestyle. The card comes with a base cashback rate of 1%. Also, the addition of Myntra and Cleartrip to the accelerated cashback category enhances its value for travellers and online shoppers.!

• Flipkart voucher worth Rs. 250 on making the first transaction within 30 days from card issuance
• 50% discount up to Rs. 100 on the first transaction for new Swiggy customers using code “AXISFKNEW“
• 7.5% cashback on Myntra, capped at Rs. 4,000 per quarter
• 5% cashback on Flipkart and Cleartrip, capped at Rs. 4,000 each per quarter
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Airtel Axis Bank Credit Card is one of the few credit cards in India offering substantial savings on utility spends. Being a co-branded card, it is designed to offer benefits to Airtel customers in the form of cashback on mobile recharges, broadband, DTH, utility bill payment, etc. through the Airtel Thanks App. However, the benefits are not limited to this app. Cardholders also get accelerated cashback on some everyday brands like Swiggy, Zomato and Big Basket.

• 25% cashback: On bill payment for Airtel Mobile, Broadband, Wifi, and DTH via the Airtel Thanks app* (Capped at Rs. 250 per month)
• 10% cashback: On utility bill payments such as electricity, water, gas via the Airtel Thanks app (Capped at Rs. 250 per month)
• 10% cashback: Across preferred merchants- Zomato, Swiggy and BigBasket (Capped at Rs. 500 per month across all merchants)
• 1% cashback: On other eligible spends (No capping)
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Axis Bank Cashback Credit Card offers enhanced benefits of up to 7% cashback. It includes perks across multiple categories, such as travel, utility spends and others, but primarily focuses on online shopping – making it a suitable choice for those who prefer online brands and portals for their shopping over offline stores. This card is considered to be the successor to the previously popular Citi Cashback Credit Card. However, it works on a different structure – a tier-based cashback structure where users are rewarded based on their monthly spends. Read on to find out more about this card.

• 2% cashback on monthly online spends of up to Rs. 5,000 (Max. Rs. 100)
• 5% cashback on monthly online spends between Rs. 5,001 to Rs. 40,000 (Rs. 1,750)
• 7% cashback on monthly online spends above Rs. 40,000 ( Rs. 2,150)
• Unlimited 0.75% cashback on offline & travel spends
• 0.5% cashback on utility spends, up to Rs. 100 in a month
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Axis Magnus has risen the charts fast, to become one of India’s most popular premium travel credit cards, owing to its high reward rate, excellent redemption ratio and the unique monthly milestone feature.Overall, Magnus may still hold value for high-spenders who also travel often as they can accumulate considerable number of points and redeem the same for travel benefits. However, those who seek additional premium features like concierge, airport meet and greet or all-round lifestyle benefits should consider other options.

• 12 EDGE reward points on every Rs. 200 spent on cumulative monthly spends of up to Rs. 1.5 Lakh
• 35 EDGE reward points per Rs. 200 spent above cumulative monthly spends of Rs. 1.5 Lakh
• 60 EDGE reward points per Rs. 200 spent on Travel EDGE portal up to cumulative monthly spends of Rs. 2 Lakh
• 35 EDGE reward points per Rs. 200 spent on Travel EDGE portal above monthly spends of Rs. 2 Lakh
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Marriott Bonvoy HDFC Bank Credit Card is India’s first credit card co-branded with a hotel chain. Offering multiple benefits across Marriott properties worldwide, this card is ideal for Marriott loyalists. Cardholders will be rewarded with Marriott Bonvoy Points on their spends, which can be used to avail travel services and to book stays at participating luxury hotels, such as St. Regis, JW Marriott, Le Méridien and Sheraton, and others. Complimentary Marriott Bonvoy Silver Elite Status, domestic and international lounge visits and Free Night Awards as milestone benefits further enhance the card’s value for travellers. Currently, this card is available on the Diners Club network. Read on to know more about its features, followed by a review.

• 1 Free Night Award (up to a value of 15,000 Marriott Bonvoy Points) on making the first eligible transaction1 or on levy of joining fee
• Complimentary Marriott Bonvoy Silver Elite Status for free (otherwise offered on completing 10 nights a year at Marriott hotels)
• 10 Elite Night Credits (that can be used for room and membership upgrade) under the Marriott Bonvoy Program for primary cardholder
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